CEO’s Corner

Balaji Janathan,CEO,Evolvus

Balaji Jagannathan spoke at the 6th CII Tamil Nadu Finance Conclave

Balaji Jagannathan spoke at the CII sponsored, Tamil Nadu Finance Conclave about risk mitigation in digital payment processing. His address elucidated the future trends and challenges in a digitized payment landscape.

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Real time payments – To go or not to go?

The Clearing House, recently launched Real Time Payments in the USA. The banking community has been bullish about the new development.

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Balaji Janathan,CEO,Evolvus
Balaji Janathan,CEO,Evolvus

How banks prepare for PSD2 Open Banking challenges?

2018 will be a milestone year for the EU banking landscape. Banks and Fintech companies are undertaking massive innovative investments to ride the new disruption change.

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What does Open Banking mean to banks in UK?

Continuing my musings on Open Banking disruption, I feel that those banks who are ready to make the technological and strategic commitment early enough will reap benefits of PSD2.

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Balaji Janathan,CEO,Evolvus
Balaji Janathan,CEO,Evolvus

Banking disruption – How to shape up for PSD2 driven Open Banking?

Come 2018, banking is poised to go through transformational changes with PSD2 driven open banking. PSD2 provides the directive wherein account information service, payment initiation service and accounting service are identified as distinct services.

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All you want to know about PSD2 and were afraid to ask

pean Economic Area (28 countries in Europe and Iceland) will launch the Payment Service Directive 2.0, popularly known as PSD2 by early 2018. After the successful launch of PSD1 that implemented a common legal framework for payments across the EEA, PSD2 will bring the European market much closer.

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Balaji Janathan,CEO,Evolvus
Balaji Janathan,CEO,Evolvus

Preparing the banks for Gen-C

Gen C or Generation Cloud is the new buzz word around the cyber-sphere. But unlike millennials, Gen C is not constrained by age or an era, but are the sum total of their attitudes.

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Combating Financial Crime 2050 – Part 1

Through the looking glass: Combating financial crime in 2050 Fifty years down the millennium the financial crime landscape is going to be extremely challenging. In the futuristic 2050, a connected world powered by IoT, digital currencies like Bit coins, AI and Analytics will completely overhaul banking solutions.

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Balaji Janathan,CEO,Evolvus
Balaji Janathan,CEO,Evolvus

Combating Financial Crime 2050 – Part 2

Continuing my musings about financial crime, the score is pretty even between the good and bad fellas. The recent prominent breaches through WannaCry, Gmail, University of Oklahoma and many more, cybersecurity breaches have already reported a 40% increase.

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Pioneering innovations to leverage same day ACH

There were some concerns when NACHA proposed Same day ACH clearance last year. Today, with the deadline approaching on September 15, 2017, banks and businesses are unequivocally certain about the benefits.

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Balaji, CEO